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Gift Ideas for the New Homeowner

by Tucker Robbins


A friend or family member has bought their first home, and they realize that there are a few items that would really come in handy for projects, homekeeping, maintenance or yardwork. There may even be a few things they don’t necessarily need, but would be fun to have.  Here are some gifts ideas that go from practical to over-the-top:

Practical Gifts

  • Well-stocked tool kit or tool box
  • Fire extinguisher
  • Long-lasting LED lightbulbs
  • Home maintenance diary
  • Portable generator
  • Drywall repair kit
  • Lawnmower
  • Garden tools
  • Rain barrel
  • Picture hanging kit
  • Address numbers or display plaque

Smart Home Gadgets

  • Video peephole viewer
  • Voice controlled home assistant (Amazon echo, Google Home)
  • Smart locks
  • Learning/smart thermostat
  • Climate Manager
  • TV streaming stick and video subscription
  • Robot vacuum cleaner
  • Amazon Prime for a year

Something More Personal

A Little Extravagant

  • Digital canvas
  • Pest control for a year
  • Hands-free paper towel dispenser
  • Robot lawn mower
  • Voice activated grocery list maker
  • Home warranty for a year
  • Local interior design consultation
  • Drawing, painting or edited photo of new home

Owning a home for the first time can be a bit overwhelming with all of the new costs. The perfect time to give a new homebuyer something they can use, something they want, or something completely unnecessary is now!

Courtesy of New Castle County DE Realtor Tucker Robbins

Fun December Activities

by Tucker Robbins

The best thing about the holidays in December is getting together with family and friends.  Adults and children alike can enjoy most of these activities:

  • Cookie swap:  This is a gathering that benefits everyone.  Invite several friends who will choose a cookie recipe to pre-bake, and bring the batch to a central location.  Sample the treats, with cocoa or coffee, and have packaging available so attendees can take home small batches of their favorites.
     
  • Ugly Sweater Crafts:  Instead of wearing an ugly Christmas sweater, use it to make a stocking, pillow, or small ornaments.  Have invitees bring one snack or drink each so you won’t have to worry about a lot of food prep. Get inspiration from these ideas from Better Homes and Garden’s website.
     
  • Hanukkah Cupcake party:  Each party goer bakes a dozen cupcakes, and brings them unfrosted to the party.  Have frosting, frosting bags and tips, sprinkles and candies available, and everyone gets to dress up their cupcakes themselves.  Swap them out so they can take home a variety.
     
  • Kids Christmas ornament party:  purchase clear shatterproof ornaments specifically for filling and have artificial snow, small toys, artificial greenery--anything small enough to fit in the ornament-- along with ribbon, craft paints, and stickers, and have them create their own ornament.  Use adult supervision with very small children, or if using adhesives, especially hot glue.
     
  • Gingerbread house decorating:  Lucky guests get to make and take their own cookie house!  This can be a simple venture with a gingerbread house kit, or using graham crackers, candies and royal icing, or more advanced with home-baked gingerbread cookies and decorations. This is another fun activity for the children as well as the adults.
     
  • Dreidel craft:  Have the kids come over and make dreidels from craft kits or from modeling clay, skewers cut into 2” lengths and blue markers.  There are also many  inexpensive paper kits available on etsy. After the dreidels are finished, have some gelt ready, and host a spin-off tournament with prizes!
     
  • Kalah game for Kwanzaa:  This is something kids will enjoy.  Cut the lid off an egg carton, then cut the lid in half.  Tape each half to the end of the bottom of the egg carton to form a tray.  Using 36 pebbles, dry beans, or pasta, play the game of kalah.

For these casual get-togethers, send invitations via email, create an event on social media and invite friends, or use an online website to help--evite can help you design a free e-invitation, and can help you track RSVP’s. Add snacks, a cocoa or coffee bar, and make it merry!

Courtesy of New Castle County DE Realtor Tucker Robbins.   

Childproofing for Guests

by Tucker Robbins


It’s the visiting time of year, and some of your guests will likely be bringing little ones with them.  If your home is now child-free, you may not be aware of possible hazards for little ones.  Get your home ready for them with these tips:
 

 

  • - In the case that you don’t have cabinet locks and cleaning supplies are easily accessed, go ahead and place them all in a small cleaning bucket or basket so you can just grab them and put them out of reach when or before guests arrive. 
     

  • - The kitchen is usually the hub when company comes, so keep little ones from under foot by putting some interactive magnets on the fridge door--there are some pretty nifty learning-type magnets available, as well as the traditional alphabet letters. 
     

  • - If you have candles burning, make sure they are far from the reach of any age child, and in a prominent place so that they’re always in sight of you or another adult. 
     

  • - Check blinds and drapes for long cords--either drape them over the tops of the blinds or purchase cord holders to keep them up and out of reach. 
     

  • - For homes with stairs, purchase or borrow a latching safety gate to prevent little ones from wandering up the steps. 
     

  • - Ask everyone to keep the toilet lid down, or close the bathroom door when they go in and out.  If you ask them, they’ll be more conscious of it, and oblige. 
     

  • - In case you have a cozy fire burning, at least have a screen set up in front of the fireplace door as a barrier in case a little one stumbles while they’re walking nearby. 
     

  • - Houseplants can be tempting to a little explorer, but some plants can make us sick if ingested.  Do a bit of research, and if yours are in that category, give them a temporary home out of the way. 
     

  • - Keep an eye on yard sales or thrift stores for age-appropriate toys and games in good condition.  Clean them up, and place them in a basket or on a game table in the living area; kids love “new” toys. 
     

  • - Have someone get down on all fours on the floor and look for hazardous things that could be interesting to a child, and make the temporary changes you need to so your littlest guests will be safe. 

 

Enjoying the holidays means enjoying your guests, and not worrying if the youngest ones are getting into something you don’t want them to, or something potentially dangerous.  Your visitors will appreciate the extra effort it took to keep their children safe and entertained, making their visit more memorable.


Courtesy of New Castle County DE Realtor Tucker Robbins.   

Things to Know About Purchasing a Foreclosure

by Tucker Robbins

Many people turn to the “Foreclosures” section of online house hunts or newspaper ads. Sure, the price is a bargain, but there is normally a different process when purchasing a home that is in foreclosure. Consider these tips before heading to the auction or making an offer:

  • If the property is on the auction block, the bidder will likely need the full purchase amount in cash. The lender is looking to recoup as much from the defaulted loan as possible, which does not allow time for the financing process.
     
  • Most foreclosures have been unoccupied and will be affected by that. The new owner will need to be ready to put in some work and cash to bring it up to code/living conditions.
     
  • Some states allow redemption to the homeowner, and HUD defines this as “...a period after [the] home has already been sold at a foreclosure sale when [a homeowner] can still reclaim [their] home.”
     
  • Because a foreclosed property is sold “as is,” the buyer will not receive any disclosures, meaning, a home inspection is a must!  Depending on who owns the property will make a difference in how much time the buyer has to complete the inspection. 
     
  • On the other hand, if the property is REO (real estate owned), the buyer will be able to go through the home-buying process in the usual way and have time to secure financing for the purchase.
     
  • An REO will be sold as-is just like an auctioned property, and all repairs will have to be done by the new owner--there are no repair requests or contingencies granted.
     
  • For buyers who are new to the foreclosure-purchase game, going through a bank to buy the property is their best bet versus bidding at an auction.
     
  • For distressed properties, it is recommended that the interested party have a title search performed. Buying a foreclosure takes long enough, and this will help remove any roadblocks.

For foreclosure-hunting convenience, realtor.com® has a search page specifically for foreclosures! Municipality offices also publish notices on tax foreclosures, and if the funding is available, pre-foreclosures and short sales are other great property bargains. Remember to contact a Realtor® that is experienced in distressed sales. Their knowledge and expertise can make a drawn-out process go smoothly!

Courtesy of New Castle County DE Realtor Tucker Robbins.   

Getting Ready for Houseguest Season

by Tucker Robbins


Thinking ahead to the holidays and having guests over...  if it’s been a while since you’ve been in the guest room except to create a pile of things that should be stored somewhere else, it’s time 
to get in there and make it ready for anyone who may be coming to visit.  

 

The Guest Room 

  • - Tackle the cleaning of the guest room first.  Anything that you’ve stashed on the bed, closet or dresser that should be stored elsewhere, get that done.  Use under-bed storage containers to get some things out of the way, or store on the closet shelf. 
     

  • -Go through the closet and remove things that haven’t been worn in a year or more and donate those.  Guests will appreciate some empty hangers in the closet to keep their clothes from staying folded in a suitcase. 
     

  • - On the same token, open the top two dresser drawers, and purge anything inside that isn’t being used, and empty at least one drawer.  Use a sachet of cedar chips for a nice fresh-smelling place for your guests to keep their belongings. 
     

  • - Clean the room as if you were Spring-cleaning:  wash all the bedding, vacuum the whole room, including under the bed, and dust all wood surfaces well.   
     

  • - Have extra pillows and blanket on the bed, especially if the room is on the cooler side of the house.  Once you have the big things done, getting the room ready just before they arrive will go more quickly. 

 

No Guest Room? 

  • - If you don’t have the extra bedroom, consider investing in a futon, sofa bed or even a twin chairbed for your living area.  Even a good quality air mattress can be made into a comfortable overnight sleeping spot, and can be put wherever you want, and is easier to use for some privacy for your guests. 
     

  • - Your couch is a bit “lumpy,” or you simply want to make it comfier in case of needing it for extra beds, and a feather bed is perfect for this.  Featherbeds are easily stored, and will certainly offer some comfort when placed on top of the sofa cushions. 
     

  • - You will need a small table or other flat surface for guests to keep their luggage--anything that will make them feel like they have space of their own.   
     

  • - If your guest space will be in a living area, give them a feeling of privacy with a screen to block off the sleeping area.  Deciding to use a screen can give you an excuse to make one, and apartmenttherapy.com has a great tutorial for a screen made from hollow-core doors. 

 

Extras 

  • - Start stocking up now on trial- and travel-size toiletries, and purchase a couple of new towels to keep tucked away for guests. 
     

  • - Make sure the lighting in the bedroom is good, and all the lightbulbs are working. 

  • - Have a new house key made and hang it on a special keyring and use solely for guests. 

 

Getting the big things done now won’t have you scrambling during the busy holiday season to get ready for any overnight visits.  Most of the time, the whole point of having friends and family spend a few days in your home is to enjoy them!  Preparing now will mean less stress and plenty of enjoyment later!


Courtesy of New Castle County DE Realtor Tucker Robbins.   

Trick or Treat Home Safety

by Tucker Robbins


The streets of your neighborhood are filled with children, and some parents, costumed and carrying bags and buckets for Halloween treats!  Since many homeowners don’t regularly use the front entrance to their home, they may 
not think about all the little feet that will be tramping up the path to your door.  Make sure everyone has a safe trip for their candy by following these tips: 

 

  • - Do your own walk-up to your front door, and examine everything, including the driveway and front steps.  Make sure there are no loose pieces or large cracks that can cause anyone to take a tumble.  Porch railings should be secure. 
     

  • - Yard decor should be fixed securely so the wind can’t blow it over, or curious little hands cannot pull it down. 
     

  • - Battery-operated LED tea lights are inexpensive and much safer to use in place of lighted candles.  Many options are available for LED’s, including a flickering light that is perfect for your jack o’ lantern. 
     

  • - Speaking of lights, make sure that not only is your porch light switched on, but that the path you’ve created is well-lit. 
     

  • - Decor that hangs from the trees is scary and fun, so make certain they are hanging at least ten feet from the walkway, making certain they don’t obstruct anyone’s view. 
     

  • - Take an afternoon close to Halloween to be sure any shrubbery, trees or edging isn’t in the way of where trick-or-treaters must walk.  Inspect for loose branches in nearby trees and remove them. 
     

  • - If you have room in the garage, consider parking the car there.  The folks that are coming and going would likely appreciate the extra room to pass others. 
     

  • - A constantly-ringing doorbell or persistent knocking can cause your pets some distress and a lot of barking.  Confine them to a room, or even better, to their crate.  Check out these other great tips about your pets and Halloween from the ASPCA. 

  •  

Courtesy of New Castle County DE Realtor Tucker Robbins.  

Carve, Drill or Sculpt a Pumpkin!

by Tucker Robbins


Gone are the days of using Mom’s best kitchen knife to carve a simple jack o’ lantern with triangle-shaped eyes and a toothy grin.  Pumpkin carving is an art for many, but even those who aren’t so talented in that department can create original and fun lanterns to light our front steps for Halloween!
 

 

  • - Cleaning out the pumpkin is messy, and best done on a paper-covered table or done outside.  Once the inside is clean of seeds and pulp, use a spray bleach cleaner such as Clorox Clean Up to spray the inside of the pumpkin to help stop it from molding quickly. 
     

  • - Pumpkin carving kits can be bought for just a few dollars, and they usually contain a utility saw, hand “drill,” and scraper.  Some kits offer templates to choose from. 
     

  • - The amount of free printable templates are almost overwhelming, and you’ll probably end up with more than one jack o’ lantern if you go through this list of available templates from The Spruce Crafts! 
     

  • - Find a template that compliments your skills, or find an easy one that children can help with, and print.  Tape it to your cleaned-out pumpkin, and use a pointy object to trace around the line drawing, poking through the paper and into the pumpkin. Cut the pattern using a small saw, and spray the newly cut areas with the bleach cleaner, and your piece of art should last for several days! 
     

  • - Metal cookie cutters can also be used for a different look for your pumpkins:  using a mallet, gently tap the cookie cutter through the carved pumpkin shell.  Go around the pumpkin using this method, or place the cutter in random places for a less-structured look.
     

  • - A power drill can make creating a pumpkin lantern a breeze!  Use different bit sizes to make your pumpkin sparkle, like these from onelittleproject.com. 

  • - Battery-operated tea lights are perfect for lighting your jack o’ lantern, and last for several hours, as well as being safer than a traditional candle.  Once you purchase an inexpensive pack, replace the batteries when the old ones die, as the LED bulbs inside last much longer than any wax tealight candle. 
     

  • - For more festive and different approaches to decorating your porch with other members of the squash and vegetable family, check out these ideas from The Garden Glove. 

 

Keep the pumpkin-carving safe:  supervise younger children, and even help them when they want to use tools to cut the pumpkin’s new face.  Most children love cleaning out the “guts” of the pumpkin, so have them pick out some seeds for cleaning and roasting later for a healthy treat.  Most of all, have fun, and make memories!

Courtesy of New Castle County DE Realtor Tucker Robbins

Down Payment Assistance Programs

by Tucker Robbins

Most home buyers believe that they must have a 20% down payment before they can even think about purchasing a new home. This is simply not true! While there is nothing wrong with saving towards that amount, there are several programs available to first-time home buyers, as well as repeat buyers. With over 2,000 such programs in the United States, it should not be a problem to find one in your area.

  • Down payment assistance (DAP) are available in the form of grants or loans and are most often available through state and federal agencies:
    • Grant: money that is gifted and never has to be repaid
    • Loan: a second mortgage that is paid monthly along with the primary mortgage
    • Deferred loan: a second mortgage with deferred payments that only have to be paid when you move, sell, or refinance
    • Forgivable loan: a second mortgage that is forgiven over a set number of years (often five, but could be up to 15 or 20); repayment is necessary only if you move, sell, or refinance too early
       
  • Many lenders offer DAP that is built into the loan program, especially for first-time home buyers.
     
  • Government-backed lenders, such as FHA and USDA, require as low as 0-5% down on a home purchase. Check their websites for more information to see if you qualify.
     
  • Fannie Mae’s HomeReady Mortgage program offers DAP; see website for qualification and loan information.
     
  • Veterans can qualify for a mortgage that requires no down payment. Visit the Veterans Affairs government website to learn more about their mortgage loan program.
     
  • Public servants, such as teachers, first responders, and nurses can check out Next Door Programs for information about DAPs.
     
  • Not only do some lenders offer DPA, but they also offer loans to cover all or part of the closing costs, which can cost, on average, 2-6% of the purchase price of the home.

Take care when you are searching online for information about DAPs; many commercial websites are set up to appear to be the agency when they are in reality a lender or a website that receives kickbacks from lenders. Look for the contact information in your area or on official government websites so you can speak to someone who has no ulterior motive to assist in borrowing money to purchase a new home.

Courtesy of New Castle County DE Realtor Tucker Robbins.   

National Fire Prevention Month

by Tucker Robbins

It’s the time of year to check not only your battery-operated smoke alarm, but anything you have in your home that could start a fire if not properly used and maintained.  This is also the time to talk with your family about your emergency plan in case of a fire.  These tips will get you started: 

 

  • - Every kitchen should have an easily-accessed fire extinguisher.  If you don’t have one, purchase one, and if your old one hasn’t been serviced recently, call an official inspector to make sure yours is in good working order. 
     

  • - Smoke alarms are a must!  Older smoke detectors can be sensitive and go off while someone is cooking, and we inadvertently disconnect the battery to stop that, and forget to reconnect them.  - More recently-produced types have a sensitivity button that can reduce that problem for a set period of time and return to normal after the time is up. 
     

  • - Homes with more than one story should have an escape ladder close to an easily-accessed window on the upper floor.  Safewise.com has a list of their best-rated ladders, and offers tips for choosing the right ladder for your home. 
     

  • - Don’t overload electrical outlets, and use extension cords only on a temporary basis.  If you need more outlets, call an electrician to install them.  The cost of this greatly outweighs the cost of a fire. 
     

  • - A visit from an electrician is also warranted if you have outlets that spark when you use them, lights that flicker, or a circuit breaker that trips regularly. 
     

  • - Clean your dryer’s lint screen after each load, and keep the vent and back of the dryer clean from lint build-up. 
     

  • - Have chimneys and furnaces checked out before you use them to make sure they’re clean and in good working order.  If you use a wood fireplace, make sure the screen protector has no holes, and use only a flame-retardant rug in front of the hearth.
     

  • - While cooking, don’t leave the kitchen, and even though your children may like to help, have their station set up far from any hot items. Keep towels and paper products away from anything hot, and don’t leave cooking oil unattended. 
     

  • - Although it isn’t very common, lightning can cause a house fire.  Lightning rods may seem like an outdated tool, but they are not only helpful for redirecting lightning and prohibiting a fire, they can save your electronics from lightning damage.  Lovetoknow.com describes several different types of home lightning protection styles, and how they all work. 

 

Most importantly, you need a family fire plan, and everyone should be familiar with this plan.  For tips and a guideline to setting up your own fire escape plan, consult this page from the National Fire Protection Association, where you can find free printable tools to make your planning process go smoothly.  No amount of time taken to put a plan into place and practice is too much when it comes to protecting your home and family from a fire.
 

Courtesy of New Castle County DE Realtor Tucker Robbins.   

In-Law Suites

by Tucker Robbins


For many families in the United States, it has become the norm for 
more than two generations to live under one roof as aging parents move in with their adult children. Not every house has the extra room, nor do mostly independent seniors care to downsize and live in one room with a half bath. While there are a few different solutions to the issue, there are many things to consider. 

 

  • - First and foremost, questions need to be answered: Is it possible to sell both homes and purchase one larger one? Are the in-laws simply wanting two rooms and a bathroom to themselves? Will the older parents sell their home and pay for an in-law suite to be built onto their adult children’s home? 
     

  • - Another solution could be that the older generation has the largest house, and the younger family could relocate. Again, everyone needs to be put into consideration, as this could uproot school-aged children, and even take the working adults further away from their jobs. 
     

  • - If a new house hunt begins, look for houses that have the potential to create a small apartment in the existing rooms, or have space to add an in-law suite. Another option is a duplex, so parents that are still independent can keep their own house, but have the family just a few steps away, just in case. 
     

  • - Building an addition onto any home requires some investigation to make certain your municipality will allow it, as it will almost be a separate dwelling. 
     

  • Some of the needs and wants in an in-law suite include: 

  • - separate entry/locked entry from “other” dwelling 

  • - first-floor accommodations 

  • - full bathroom 

  • - kitchen essentials, as zoning codes allow 

  • - sitting room separate from sleeping area 

  • - wide doorways, no-slip flooring, handrails in appropriate areas
     

  • - A garage, underused attic, or basement can be easily converted to a small apartment-like dwelling. Just make sure there is adequate natural lighting, as all of these can be dark spaces. Where lots of windows are not an option, adding skylights take care of letting some sunshine in.
     

  • - One more option is building a cottage-type building on the property, as regulations allow.   

 

While finances are likely the number one factor for making the major decisions, family dynamics are another factor in this new living situation. Every family is different, and while some want their privacy and ask others to knock before coming into their “house,” some families will have an open-door policy, sharing meals and housework equally, and have their own little commune. No matter what the accommodations will be, communication is key to making certain a multi-generational home is for the best, as well as successful. 

 

Courtesy of New Castle County DE Realtor Tucker Robbins.  

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Tucker Robbins
Berkshire Hathaway HomeServices
3838 Kennett Pike
Wilmington DE 19807
(302) 777-7744 (direct)