Real Estate Information Archive

- Ask your RealtorⓇ for a list of qualified inspectors in the area.  Be sure to check reviews, and ask other recent home buyers for recommendations. 

- Call at least three different inspectors for price, experience, and whether your state requires a license and bonding or not, ask about these anyway.  A top certification they could have is one by ASHI (American Society of Home Inspectors). 

- Once you choose an inspector, choose a date for the inspection when you can accompany them.  If they have a problem with you being there, find another inspector. 

- Ask the seller if you can go in the house on your own before the official inspection to get an idea of the condition of the property for your own satisfaction.  Popular Mechanics offers a thorough list of things to look for in your new prospective home. 

- While you’re in the house, look for cosmetic things like paint and patching that could be covering bigger issues. 

- The inspector will have a process of their own, complete with checklist, but make one for yourself so you can have a record of your own for issues they show you as you walk through the house. 

- Don’t be afraid to ask questions during the inspection--a reputable inspector welcomes questions, plus, you’re paying them for their knowledge.  Getting answers before you get their final report will help you understand it better. 

- If you’re not quite sure of how to change the hot water heater temperature, how to work the circuit breaker box, or where the water shut-off is, the inspector can help you become more familiar and knowledgeable about the house.  Use your smartphone to take photos and video as they give you a how-to lesson, so you’ll have it in case you need it. 

- First, check with your municipal codes for accessory buildings, garden sheds, and see what permits you need to add one to your yard. If you already have one, you’re one step closer to your party hut. 

- Decide on what will fit in your space, then shop pre-fab shed distributors, Pinterest for DIY material-repurposing ideas, or online for downloadable building plans.  

- How do you want to use your space?  Will it be an entertaining area, a place to relax, or a low-budget pool house? Make a budget for decorating and extras, and stick to it. 

- Once you have your building in place, choose your decor and paint scheme:   

- Beach-inspired colors are bright, and you can include an old surfboard, vintage buoys and signal flags found at tag sales. 

- Rocking chairs, light colored walls, natural elements, and floral seat cushions make for a country retreat. 

- Go modern with simple folding chairs, which offer a storage bonus, simple green succulent plants in sleep pots, neutral colors, and a sleek bar of polished wood. 

- Send guests a message of fun in the sun with a palm-frond roof, tiki torches, lots of wood elements and an open-air bar for a tropical feel. 

- Create a small pool house with space for lounge chairs, as well as hardware for hanging clothes and towels, and storage for pool toys.   

- Lighting can be tricky if you don’t have electricity running to your outdoor structure.  If you decide to fully wire the place, have an electrician take care of this aspect.  You want it well-lit, but not a shining beacon--soft lighting is perfect for Summer night entertaining. 

- Give self-charging solar lights a try.  LED’s associated with solar lighting have come a long way, and can be bright without being harsh. 

- Battery-operated LED lights are an excellent alternative, and come in many designs to complement your decor.  Strings of Chinese lanterns and vintage-style bulb covers can be found in many styles in home centers and online. 

- You may not want to deal with the cost of a hiring an electrician to wire your new party pad, but using solar power on your small building is easier than you may think.  Home improvement centers have small solar kits that you’ll need to light the night without adding to your utility bill. 

- Solar-powered ceiling fans for outdoor use are easily found online, as well as stand-alone units.  Moving air will keep you and any guests comfortable.   

- Powdered cleansers that contain oxalic acid, like Bar Keeper’s Friend, are perfect for sunscreen-stained swimsuits and clothing.  Wet the stain, apply the cleanser, and let it sit for a few minutes.  - - The stain may take some rubbing, or reapplication, but it usually comes out and your suit isn’t ruined! 
 

- Bee stings are a common ailment, especially for those who like to be barefoot.  In the case of a minor allergic reaction, such as pain, itching and swelling, apply an ice pack for several minutes.  If the symptoms return, reapply the ice. 
 

- Baking soda has a long list of uses, and add “soothing heat rash” to that list.  Add one cup of baking soda to a tepid bath, and soak for at least twenty minutes.  The alkalinity of the soda will help dry the affected areas. 
 

- Spending a lot of time at the beach may inevitably mean getting too close to a jellyfish.  White vinegar poured on the wound will dissolve the stingers that the jellyfish leaves on the skin, allowing the pain to subside.  Fill a small spray bottle with vinegar and add it to your beach bag, just in case. 
 

- Your hair can suffer from hot wind, sun, and chlorine in swimming pools.  Rehydrate it with a coconut oil treatment!  Apply it from root to ends, wrap your hair in a warm towel, and allow to soak in for a half hour.  Wash it with your regular shampoo to remove the excess oil. 
 

- Mosquitos, biting flies, and fleas are the most common insect bites in the summer.  Dab bites with peppermint oil to cool the skin and reduce the itch. Do not apply to a bite that’s been scratched red nor to broken skin--the result will not be cooling at all! 
 

- Many gardeners and hikers come across poison ivy in spite of the “leaves of three, let it be” mantra.  An oatmeal bath will soothe itchy, irritated skin:  pulse one cup of oats in a blender or food processor until they’re ground, and add it directly to a warm bath. 

- Masonry, including foundations, chimneys and fireplaces can last over 100 years.  If you live in an older or historic home, pay close attention to and repair damage to mason work, especially if it’s in the foundation. 
 

- A house with good bones can last an indefinite amount of time, which is evident when you tour historic neighborhoods.  The framing and roof trusses of a house can last many years with proper care. 
 

- The lifespan of your roof depends on the material; shingles are made to last 20-30 years, determined by material make-up, and stronger materials such as copper and slate can last up to fifty years. 
 

- Most exteriors, vinyl, wood, stucco, etc., and interior walls that are well-maintained can last the life of the house.  Wooden windows have a life expectancy of 30 years, while aluminum windows will survive 15-20 years. 
 

- Floors are normally made of strong wood or wood composites and should last upwards of fifty years. 

- Your cabinetry takes a lot of abuse, but well-constructed cabinets will last fifty years. 
 

- The sink’s lifespan depends on the material, and can last a lifetime.  Faucets, however, will work well for fifteen years or so before needing work or replacement. 
 

- A dishwasher used regularly will function well for about nine years. 
 

- A gas stove seems to last longer than electric ranges, about fifteen years versus thirteen years. 

- Toilets, bathtubs and sink are made to last a lifetime, even though some of the working part need work or replacement over that lifetime. 
 

- If your tub is enclosed with shower doors, they should serve you well for twenty years. 
 

- A tub with jets will last at least twenty years, once again, depending on use. 

- The whole-house system you use to heat and cool should give fifteen years of service before needing some attention or replacement parts. 
 

- You can expect your hot water heater to last about ten years, but a tankless heater can last twice that long.   
 

- Most washers and dryers will do your laundry for up to ten years. 

- Make sure your garden soil is enriched with natural compost, and one way to do that is with grass clippings!  According to Mother Earth News, a mulch of 1”-2” of cut grass can feed your garden for the season.   
 

- Another way to get free compost is saving vegetable scraps from your kitchen. When you’re prepping for dinner, keep the parts you would normally throw away in a small bucket or jar with a lid nearby, and throw it in your compost pile or worm bed. 
 

- Speaking of earthworms:  vermicomposting is one very beneficial thing you can do to improve your soil.  Learn how to have your own worm beds from gardeningknowhow.com.  Kids love this project! 
 

- The little tags in the cell packs of plants aren’t there for nothing.  They have important and necessary planting information on them.  Put your plants in the right place, in the right amount of sun, and it will reward you with good growth. 
 

- When and how you water your garden plays an important part in keeping diseases and pests at bay.  A morning shower with a water hose can rid your plants of nasty aphids.  - Watering your plants in the evenings can cause fungi and mildew to grow, and neither is easy to get rid of once they set in. 
 

- Learn the difference between detrimental and beneficial insects.  We don’t want to be bitten, but many stinging insects are taking care of the bad ones that are eating up our vegetables.  
 

- Row covers are a great and chemical-free way to keep not only insects away, but veggie-loving birds as well.  As long as they cover your plants completely as they grow, they will provide a barrier between your plants and the bad guys. 
 

- If your plants are being taken over by soft-bodied insects like aphids and whiteflies, make your own insecticidal soap--it’s easy with these instructions from Horticulture magazine. 

- Begin budgeting now, if you do not already.  Homeownership has more expenses involved than renting, and you need to be able to manage your money properly. 

- Check your credit score and correct any mistakes, or do what it takes to bring your numbers up. 

- Start saving towards your down payment.  

- Be realistic.  You know about how much you can afford, so don’t start your initial search in the luxury homes sections. 

- Once your financial things are in good working order, shop around for a loan, and talk with the lender about your pre-approval amount.  Knowing how much you can afford will help keep you in check when it comes to the house searching. 

- Don’t balk at browsing other homes besides houses--there are affordable townhomes and condominiums that could be perfect for you as your first home purchase. 

- Think about your community options--do you want to live in a managed community (HOA), a rural area, new construction in a planned community, or an older suburban neighborhood?  Each can affect how much you pay in HOA fees, taxes, or maintenance costs. 

- If you have renter’s insurance, and you should, you’ll note that a homeowner’s policy costs more, because it covers much more than just your belongings.  Speak with your insurance agent about a quote so you can budget accordingly. 

- On the chance that you decide to relocate, you can choose to rent your property and become a landlord yourself.  You will have money from the rent to pay towards your mortgage payment, or, if the house is paid for, begin building a nest egg. 

- Purchasing a newer house than what you’re renting can save money in the end, because of less up-front maintenance, as well as being more energy efficient, thus having lower utility bills. 

- To see what your credit score is, request a free credit report from all three reporting agencies.  Check each report for errors, and report them to both the credit bureau and company that reported it. 

- If there is a legitimate collection on your credit report, pay it as soon as you can, but it will not be removed from your credit history for seven years, although it will be marked as paid. 

- Old debt on your report that was paid in full and on time is better for your score than having it removed.  So if you’ve paid off an account in good standing, leave it as long as possible. 

- If you have a history of keeping your payments on time, that’s great, because late payments hurt your score.  Stay current by setting reminders to mail payments before their due date, or set up automatic payments through your bank. 

- Pay off your credit cards!  This is so important, because the more outstanding debt you have, the lower your score.  Pay off the smallest balance first, and the larger balances can be paid off sooner by increasing your payments, or send equal payments twice per month if the creditor allows. 

- Canceling a credit card that you’re trying to pay down sounds like a great idea, but it isn’t, according to FICO™.  It’s better to simply pay off the card, and use it as minimally as possible--charging to it once a month for a take-out dinner keeps it active. 

- Don’t have a credit card?  Shop around for one with a good interest rate, and apply.  Having at least one credit account in good standing is better than none at all for those who haven’t really started establishing a credit history. 

- Applying for loans or credit with multiple agencies can hurt your score.  Avoid new credit accounts while you’re trying to bring your score up. 

- If you are truly hurting financially, and don’t see a light at the end of the tunnel, contact a reputable credit repair agency that can assist you in getting your bills paid, manage your finances, and increase your home purchase chances.