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Protect Yourself Against Internet Schemes

by Tucker Robbins


Email and internet scams happen everyday to innocent people, scamming them out of millions of dollars. We must be diligent about protecting ourselves, as well as elderly loved
 ones against cyber robbery.   

 

Emails and Websites 

  • - Avoid opening emails whose sender you don’t know personally, or haven’t signed up to receive.
     

  • - If a sender’s name looks like it’s from a legitimate site, say Google for instance, and the subject matter says that you need to enter your information after clicking a link in the body of the email, don’t.  Google and other reputable email providers, as well as your bank and credit card companies never ask you for information unless you initiate the change. 
     

  • - When you aren’t sure of a link in an email, hover over it with your cursor, and read the address that pops up at the bottom left of your screen.  Hover over this link:  www.freecadillacforyou.com. Do you see that the actual link says that it will take you to google’s homepage?  That’s how those links work.  Make sure what you’re clicking on goes to where it says it will. 
     

  • - Anyone that you don’t know that sends you an email telling you they will give you money in exchange for helping them obtain part of it is lying to you.  They are scammers and will clean out your bank account. 
     

  • - Most web browsers will let you know with a symbol or a pop-up message if a site is secure or not.  If you are trying to go to your bank’s website, but the padlock symbol on your computer is open, then you’re at the wrong place.  Don’t type any personal information--including username and password. 

 

Social Media 

  • - Many times, scammers will hijack someone’s account and create a new profile with copied photos and start sending friend requests. As soon as people accept, the imposter sends personal messages claiming to need money because they lost their wallet or debit card. Do not reply to any more messages, and report the scammer to the fraud department.   
     

  • - “What Character from The Simpsons Are You?” types of quizzes and other questionnaires that request your name and cell phone number in order for you to share with your friends will likely add a charge to your cell phone bill. 
     

  • - Be careful about complaining in a public tweet or post about your cable company going up on your rates, or your high cell phone bill.  There are scammers who comb social media for posts like that, then, posing as a customer service rep for that company, send you a direct message, offering you a discount if you’ll provide your account number and verify your credit card. You’ll see bogus charges on your next card statement.  
     

  • - Don’t click on the link for the local news story that Johnny Depp or George Clooney had a flat tire in your town and fell in love with the location, and decided to purchase a home there.  Those fake news websites will install malicious software onto your computer and gather personal information.

  •  

Not only do you need to protect yourself, but talk with your teens and elderly family and friends so they will be aware of these online scams.  The FTC offers some other tips on how to avoid being scammed.  As technology gets “smarter,” so do hackers and scammers, and we have to keep diligent watch over our personal information.  

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.

 

Photo credit: twitter

Indoor Activities for Kids During Cold Weather

by Tucker Robbins


When a cold snap keeps schools and daycare centers closed for several days, and its too cold for the kids to enjoy more than a little while outside in the elements, keep them busy while staying inside at home or away from home so they can’t cry “I’m bored!”
 

 

  • - Empty water bottles and a soft ball or a ball of yarn make for a fun game of bowling! Set the water bottles up and start rolling! 
     

  • - The cardboard tubes from paper towels and toilet paper can be used for several projects, including a marble runbird feeders, and eveSTEM activities! 
     

  • - Different sized plastic storage bowls and a rubber ball can provide lots of fun by creating a bouncy maze.  Set up a path with the bowls, and make a game of bouncing the balls to land in each bowl. 
     

  • - Have a family competition using straws and pom-poms or cotton balls.  Using a smooth surface, place the pom-poms side by side and blow on them with the straws.  See who can get them to the finish line first! 
     

  • - Empty food boxes are great oversized blocks for building towers and forts.
     

  • - A simple thin ice game can be played by placing a tissue over a large mug and securing it with a large rubber band, leaving the tissue as tight as possible without tearing.  Place a quarter on the top, and roll a die.  The roller must poke as many holes in the tissue with a sharpened pencil, trying not to send the quarter “through the ice.” 
     

  • Cosmic Kids Yoga YouTube channel has tons of videos to choose from with different themes.  This is a fun activity to get the kids to chill and have fun at the same time. 
     

  • - The older kids don’t have to be left out.  Check out these great ideas for tweens ranging from art to math to STEM activities from whatwedoallday.com. 
     

  • - Many museums offer hands-on exhibits for children, and even free admission if the kids are under a certain age.   
     

  • - Go roller skating or take advantage of the cold temps and hit up an ice skating rink.  Grab a hot chocolate afterwards at a local coffee shop. 
     

  • - Find a family-friendly Escape Room studio in your area and spend the afternoon working together to get out! 
     

  • - Many local artists are offering inexpensive paint-and-take sessions for kids and families.  Search on Facebook or your local arts councils for this memory-making venture. 

 

Don’t let cabin fever rule in your home.  Whether you choose to stay inside and play some DIY games, or get outside and enjoy some local indoor activities, Wintertime doesn’t have to be boring.  

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

 

Photo credit: morespaceplace.com

Condo vs. Townhouse vs. Duplex

by Tucker Robbins


When you make the decision to buy a new home, and don’t have time or the ability to take care of maintenance for a large house and yard, you can always opt for a condominium, townhouse or duplex.  But what is the difference in these types of homes?  Read o
n to find out and find which is right for you! 

 

Condominium (Condo) 

  • - As defined by the Business Dictionary, a condominium is a “Single, individually-owned housing unit in a multi-unit building.” In some cases, a condo is in a co-op, which is much different than owning a single unit. 
     

  • - Architecture of the buildings varies, but the exteriors and common areas are owned by the Homeowners Association (HOA). 
     

  • - Most condo HOA’s offer community perks, such as a pool, community center, playground, tennis courts, or workout gym. Landscaping is taken care of, and many condo complexes offer gated security. 
     

  • - Homeowners insurance premiums are normally lower, as the owners only insure the unit’s interior. 
     

  • - Perks come with a fee, and that will vary from HOA to HOA. House hunters are given this information up front so they can be sure they can handle the added fees in their budget. 

 

Townhouse 

  • - “Two or three storied single-family housing unit, often connected other such units via party walls.” --Business Dictionary 
     

  • - Unlike condos, townhouse buyers own the exterior of the unit as well as the interior. 
     

  • - Architecturally-speaking, the exterior of townhouses in a neighborhood are generally the same style.  
     

  • - Owning the exterior of a townhouse means you have control of its appearance.  While those communities that have an HOA means you may be limited to certain paint colors, etc., owners otherwise have free rein for upgrades. 
     

  • - Not every townhouse community is part of an HOA, but either way, the owner is responsible for the upkeep of the landscaping. Some non-HOA neighborhoods still have a few perks, but upkeep for these amenities isn’t a given. 

 

Duplex 

  • - Moneycrashers.com defines a duplex as “...a house or building with separate entrances for two families. The units can either be on separate floors (i.e. two-story house) or side by side.” 
     

  • - Purchasing a duplex usually means you will be purchasing both units--one whole building, though you will find some municipalities that allow half-unit sales. The owner is solely responsible for upkeep of interior, exterior and landscaping. 
     

  • - For ‘sandwich’ families, a duplex meets important needs: aging parents can live close by their families but have the privacy of their own home. 
     

  • - Perfect for someone who is interested in a starter investment, renting out the other unit will help with the mortgage, taxes and utilities if the unit shares those meters. 

  •  

Multi-unit housing is a great choice and many times, the final decision boils down to location and how much a part of the community you care to be involved in, as well as your budget.  Do your research carefully and talk to your REALTOR®, so you can make the best decision about whether you go with multi-unit housing, or a single-family home. 

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.  

 

Photo credit: condo.com

What to Ignore While House Hunting

by Tucker Robbins


You’ve given your agent all
 the must-haves for your future home, and they’ve combed through listings, and have found some houses for you to tour. You’ve got your hopes up as you walk through every door, but you need to keep in mind that not every house on the list will be move-in ready.  Don’t turn your back on them, though.  Read on to see what’s best ignored while on the hunt for a new home. 

 

  • Age of the house isn’t a factor if the house is structurally sound.  Just be certain to ask about updates or add-ons, and any other factors that could be problems with an older home. 
     

  • Poorly maintained curb appeal can be a turn-off as soon as you drive up, but if the house is great, the landscaping can be taken care of with a little hard work, new front door and mailbox, and a few pots of plants. 
     

  • Unattractive Paint/Wallpaper Walking into some can be like walking into a time capsule when you see a mauve living room, or a bathroom with swans adorning the wallpaper. A gallon of paint can take care of the ugly.  Focus on the structure of the walls, and check for cracks or holes.   
     

  • Dirty carpets can be a negotiating point when you make an offer on the house.  Sometimes the seller is willing to give credit for replacing the carpet or may change it out themselves.  Do, however, lift the corners of the carpet to see if it’s covering hardwood. 
     

  • Smells like cigarette smoke and animal odors can be a turn off but remember that a thorough cleaning and airing-out is what it takes to freshen up a house.  Moldy smells shouldn’t be ignored, however. 
     

  • Remember that many people that have an extra bedroom set it up as an office or use what's listed as a dining room for a sitting area.  Don’t let that keep you from imagining a sleek new dining room suite for entertaining, or the much-needed third bedroom for your growing family. 
     

  • The current owner’s decor may not be your style at all, but you’re not buying their furniture!  Simply take note of the general layout and size of each room to determine if the house will work for your needs. 

 

You will probably be surprised when you walk into some houses that haven’t been redecorated in thirty years, or that have a guest room functioning as a museum for their snow globe collection!  Have faith in the houses your agent finds, as they understand your needs, and know that some homes only need your touch to make it yours! 

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.  

Photo credit: dianremer

Tips for Buying a Home in a Hurry!

by Tucker Robbins


Sometimes your circumstances change, and you find yourself needing to buy a home ASAP!  In the past, you’ve looked at houses for a month online before you start actively looking, taking your time to find an agent.  Now, however, your new job needs you as soon as you can get there, but how quickly can you buy a new house?  Faster than you think if you follow these tips!
 

 

  • - Find a buyers agent that has a reputation for handling sales efficiently.  You want someone who understands your need to buy quickly, but who will also make sure you’re not making huge mistakes in the process. 
     

  • - Make sure your credit score is in good standing, and gather all paperwork necessary for the lender:  tax returns from past years, current pay stubs, bank statements, documentation for rent payments if you’re a renter, gift letter if someone is gifting part of the down payment, and proof of any assets you may have. 
     

  • - Don’t just get pre-qualified for a mortgage--get pre-approved.  This way, you’ll know exactly what you can afford, and when you make an offer, the seller will be certain you are serious about buying the house. 
     

  • - You might have to forgo the perfect house dreams, but don’t sacrifice your must-haves.  That said, not being extremely picky with what you want in a house will see your success a few steps closer.   
     

  • - When you talk to your agent, ask them to look for homes that have been on the market for a while.  This may give you some leeway in the offer process because the seller is likely somewhat anxious to sell. 
     

  • - If you have any equity in the home you will be moving from, and you don’t want to lease or rent it, selling as quickly as you are able will give you a head start on the purchase of a new home. 
     
     

  • - Be prepared to put your belongings in storage if you do sell before you buy, and talk to friends or relatives about staying with them temporarily. 
     

  • - You’ll want a transaction without a lot of contingencies so there isn’t a lot of time-consuming negotiating, but be careful about what you are willing to let go to buy the property.   
     

  • - Don’t go AWOL during the process--sure you’ll be busy getting packed up and prepping for a move, but you need to be available to your agent so no time is wasted.   

 

The best tip is to get started as soon as you know you have to move--the more time you have to take care of buying a new home, the better the outcome will be, saving you time, money, and future headaches.   

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.  

 

Photo credit: moneyunder30.com

Popular Home Styles Defined

by Tucker Robbins


When you’re new to house-hunting and begin reading house descriptions, you may not understand the difference in a ranch, Tudor or a Craftsman style.  These eight most common architectural types will help you not feel so overwhelmed while going through your
 to-see list: 

 

  • Popular in the 1930s was the Arts and Crafts, or Craftsman, house.  Known by their low-pitched roof, front porch with tapered columns, the interiors of this type of home features lots of woodwork and built ins. 
     

  • Cape Cod-style homes are rectangular in shape, usually with the front door in the center of the front of the home, shuttered windows on either side of the front door and gable ends.  Traditional structures are one and a half stories, with living, sleeping and dining rooms all divided with walls.
      
     

  • Colonial houses are the predecessor of the Cape Cod, and they are similar in shape, style, and interior.  The biggest difference between the two is the Colonial’s second story was a full story, versus the Cape Cod’s half-story.   
     

  • A home that is described as Contemporary should be just that--a house of “now.”  Think of a contemporary home as having Colonial, Ranch or other architectural characteristics, just with an updated look. 
     

  • As times changed during the 1930s-60s, Mid-Century Modern-style houses began to make an impression using sleek straight lines, asymmetrical form and basic materials like glass, concrete, and metal.   
     

  • Ranch-style homes were a popular architectural style in the US during the post-World War II years through the 1970s.  The one-story form was usually low on the ground, with mixed exterior siding and attached garage.   
     

  • Looking like something from a fairy tale, Tudor homes featured curved rooflines and doorways, timbered or half-timbered gables filled with mason work or shingles, decorated windows, and cross-gables on the front exterior.  
     

  • The Victorian era brought romance and frills, and the homes of that period are no different.  A Victorian-style home will normally have a steeped-pitch roof, gabled windows, decorative woodwork, bay windows, and wide front porch.  

 

REALTOR® Magazine offers a guide to many other house styles, complete with images of the basic look of each type and brief description.  Once you’re familiar with these terms and the houses they describe, you’ll feel more confident as you search listings, looking for your new home. 
 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

Photo credit: trulia

Updating Your Thrift Store Finds!

by Tucker Robbins


No matter how you’ve acquired a piece of old furniture or other used decorative items
--a family piece, great yard sale finds, or online--there is almost always a way to update it to fit into your decor!  Here are a few tips and idea links for making your new old treasure sparkle! 

 

  • Before you buy any used item, inspect it as well as you can for broken/missing parts or loose hardware.  With the exception that you’re certain you can repair it yourself; it might be better left for someone else with experience. 
     

  • Laminated pieces that are in bad condition will never repair well.  Not only that, but laminate furniture is usually not made of solid wood underneath and won’t have a lot of life left in them unless they’re in perfect condition.   
     

  • Cleaning is probably the first thing you’ll need to do. The Creek Line Home blog has some great solutions for cleaning thoroughly, as well as removing odors.  
     

  • Does your piece need a little work?  Unless you love the look of distressed furniture, you will want to repair cracks, rings and replace missing wood.   
     

  • Cushioned dining chairs are easily made over by removing the seat and covering the cushion with new fabric. (If the foam is very worn, you may need to replace that.) Pull it tightly and attach with a staple gun.  Painting the chair is easier without the cushion, but if you’re keeping the original finish, just re-attach the seat. 
     

  • Decoupage is another way to bring an old wooden piece back to life.  Choose practically any kind of paper, and using a decoupage medium, cover the whole thing, or, like Miss Mustard Seed, just highlight certain parts, while leaving the rest painted. 
     

  • Don’t pass up a good lamp! Many can be painted and outfitted with a new shade and serve you for years.  If the electrical parts are fried, lamp kits are available in-home stores and online. 

  • Spray paint is perfect for hard-to paint items such as candlesticks and decorative items, metal furniture pieces, and wicker furniture.   
     

  • Chalk paint has become a popular choice for DIY furniture makeover enthusiasts, but there is a bit of prep work in spite of it being an “easy” way to paint. 
     

  • Outdated art can even be made new again!  These ideas are amazing, and you’ll have what looks like commissioned pieces for just a few dollars and a little work. 

 

However, you decided to upgrade a piece, you will be getting exactly what you want for your home at a fraction of the cost of buying new.  Go online and look for ideas, and when you see an old and worn piece, you’ll be ready to give it new life! 

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

 

Photo credit: earningsonline.me

House Plants for Dark Rooms

by Tucker Robbins


Daylight hours have become noticeably less, and so are our landscaping duties! If you’d like to bring the outside in but are concerned about the plants needing sunlight, don’t worry.  Many houseplants can be tucked away inside for Winter that thrive in low
 light!  Find one, or two, in this list: 

 

  • Aglaonema, or Chinese Evergreen, has many hybrids, and come with splashes of silver and red.  Not only will you have a plant that doesn’t need a lot of watering, but you’ll have a plant that brightens without having to buy a bouquet of fresh flowers every week! 
     

  • Using contrast in your rooms can apply to plants as well.  Calathea is a plant with variegated leaves, and some types have red stems and undersides of its leaves.  Placed in a corner with light-colored walls will make this low-light lover take the stage! 
     

  • What sounds tougher than cast iron plant (Aspidistra)? These long-leafed plants thrive in shady spots, can handle poor soil, and if you forget to water them, they will survive! 
     

  • Corn plant or dragon tree, (Dracaena fragrans) is a great plant if you’re looking for height.  It might need pruning once it starts getting too tall but is great for medium light.  Children would love to tell their friends they have a dragon tree in their house! 
     

  • Turn your room into a tropical oasis with parlor palms (neanthe bella)!  The best thing about this palm is that it doesn’t grow very tall and can do well in virtually any amount of light. 
     

  • Peace lily (Spathiphyllum) is a common houseplant, and rightly so.  While enjoying medium-low light, they do need water at least once per week to keep their beautiful dark green leaves and white blossoms. 
     

  • There are so many types of philodendron that you can find one for any houseplant need you have.  They prefer medium-low light, but in perfect conditions, they can grow tall. You get a bonus with philodendron, as they are proven air-cleaners! 
     

  • If you have a dark corner but no space for placing a container on the floor or furniture, pothos is the plant for you. The trailing vine is perfect to hang in a dark corner, and there are several hybrids to choose from. 
     

  • Does your grandmother have a pot of Swedish ivy that she’s been caring for as long as you can remember?  Plectranthus verticillatus grows very well in low light and be sure it has plenty of room to spread its trailing vines.  
     

  • When there’s little light and almost no room for a plant in your home, a terrarium filled with mosses, small-growing ferns, Pilea glauca “Aquamarine,” and sweet flag (Acorusare just a few of the plants that will grow well tucked inside an enclosed case.  Learn more about this age-old type of gardening. 

 

Bringing the outside in doesn’t mean you have to use the only sunny spot in the house.  Growing green things indoors can keep the air clean, and boost your spirits, both of which are important, not only during the dark Winter months but year-round. 
 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins

 

Photo credit: gear patrol  

Fireplace Prep

by Tucker Robbins


On a cool evening, there’s almost nothing better than sitting by the warmth of a fire with a cup of cocoa.  If you’re a new homeowner who is new to having a fireplace or woodstove, you may be a bit apprehensive about using it.  There are some things you sh
ould know before you fire it up, and this guide will give you the confidence to use this feature during the cold months. 

 

  • - Call a pro to inspect and clean your chimney before using it, especially if this is your first Winter in the house. 
     

  • - Check the damper to be sure it opens and closes properly, and make sure the doors are secure, as well as being certain the glass isn’t loose and has no cracks.
     

  • - Examine a woodstove’s chimney pipe for any loose sections and clean any accumulated soot or ashes.  The door should open easily, close very tight, and the handle should lock into place once the door is shut. 
     

  • - When purchasing a mat or rug to place in front of the hearth, be certain it’s certified fireproof.

  •  

  • -Wood shouldn’t be brought inside until it’s ready for use.  Find out why you should keep it outside and other great tips about storing firewood here. 

  •  

  • - Gas fireplaces require a little less maintenance, but it’s important to be familiar with the operation.  If you can’t find an owner’s manual for your type of fireplace, see if online editions are available, or call the company to have one sent to you. 
     

  • - If you see dust and cobwebs, turn off the gas off, and vacuum using the hose attachment. 

  •  

  • -Ceramic logs or lava rocks inside a gas fireplace may need sprucing up as well. How to Clean Stuff.net guides us through this process in a few simple steps.
     

  • - Soot can collect on the glass doors, and it’s best to keep them clean.  When the doors are cool, spray them with window cleaner, (have newspaper or old towels under them to catch dripping grime), and use a cleaning brush or crumpled newspaper to remove as much of the soot as possible.  Follow up with a soft cloth dampened with clean warm water to remove any film left behind.   

 

If you’re even the slightest bit unsure about prepping your fireplace, don’t hesitate to call a professional!  Many specialty stores know who you should contact and may even have a technician available.  Not only do you want to stay warm, you want your home safe. 


Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

Photo credit: thefamilyhandyman

Laundry Mistakes You Could Be Making!

by Tucker Robbins


Laundry.  For some, the word causes some dread, for others, it’s just another job, and for the rest--well, it seems as if they went to a laundry boot camp!  With so many different washers and products available, it’s easy to think that the machine will tak
e care of everything, but that’s not always the case.  Are you making any of these mistakes? 

 

  • Load size is important when you’re choosing your wash cycle and amount of detergent.  Too many clothes and they won’t get clean and adding too much detergent can cause the clothes to have more stains and residue.  The Spruce tells you how to figure out how much laundry your washer tub can hold. 
     

  • HE machines are just that--high efficiency.  They use less water and energy, but too much detergent can cause the machine to sense the extra suds and begin a second rinse cycle.  That’s not very efficient. 
     

  • Using fabric softener for all types of clothing isn’t necessary.  Athletic wear doesn’t benefit from the agents in the softener and defeats the purpose of moisture-wicking fibers.  Hang those to dry.  Towels will be just as soft without softener and dried in the dryer.   
     

  • Letting stains dry is never a good idea.  Sure, we have powerful stain-fighters easily accessible, but not every stain comes out.  The American Cleaning Institute Stain Removal Guide has a solution for almost every stain under the sun! 
     

  • Hand washing labels are there for a reason:  those items need gentle treatment. If you don’t have time to soak and swish those pieces in the sink, use a garment bag and the delicate cycle on your machine, and air or hang to dry. 
     

  • Leaving zippers down can cause distress to the zipper and break them.  On the other hand, washing a shirt left buttoned up is more likely to lose those buttons because of the pull on the fabric. 
     

  • Extra bleach sounds like a great idea when items are especially dirty, but it will cause the fabric to yellow and break down much faster.  Use the recommended amount on the bottle. 
     

  • The high heat setting should not be your default drying cycle.  Save that cycle for towels and whites.  Clothes may take longer on the low heat cycle, but the lower temperature helps save your clothes from fading and shrinkage. 

 

Don’t forget to keep your dryer running smoothly by cleaning the lint screen after every load you dry.  Change your way of thinking about doing laundry--instead of a job, it’s a process!  It may add a few minutes to this chore, but you’ll benefit in longer-lasting clothes and less energy use, saving money in the end.

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

 

Photo credit: sd-appliancerepair.com

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Tucker Robbins
Berkshire Hathaway HomeServices
3838 Kennett Pike
Wilmington DE 19807
(302) 777-7744 (direct)