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Keep Cool this Summer with an Outdoor Water Feature

Wednesday, June 19, 2024
by Tucker Robbins

As the Summer temps get ready to bear down on us, we start thinking about ways to keep cool. Why not add a water feature to your landscape? Besides actually cooling the air around them, water features have other benefits.  Which is right for your yard? These ideas should help you decide!

  • Pre-formed pond inserts make it easy to create a small water habitat in a flower bed or empty corner of the yard.  Add a solar-powered waterfall or fountain, and the running water not only helps clean the air, but it also actually cools the ambient temperature nearby.
  • A simple birdbath with a solar-operated fountain or recirculating pump is a great way to get the sight and sound of running water into your landscape without great cost or taking up a lot of space.
  • Fountains come in so many styles–tiered, wall-mount, free standing– it is easy to find the right one for your landscape.  Keep in mind that if you choose an electric connection, a GFCI receptacle is needed for the electric cord, and the cord will need to be out of sight or buried if it is near walkways.
  • For a covered patio, tabletop fountains can be purchased for as little as twenty dollars, and many are battery-operated. Some styles include LED lighting with different settings to help with your mood! 
  • Spillways are great ways to incorporate water to the exterior (or interior!) without having to use standing water.  This slate rain wall DIY can be used indoors or out.

The benefits for body and soul with a fountain or other water feature nearby are priceless; they can become the main attraction by adding lighting or plants.  Find more inspiration for features that go from formal to whimsical, and you may find yourself with a new project!

Courtesy of New Castle County DE Realtor Tucker Robbins.   

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Gardening with Fewer Chemicals

Wednesday, June 12, 2024
by Tucker Robbins

When it comes to gardening, going organic can be difficult, especially when there are so many manufactured products to keep weeds and insects at bay. It’s not uncommon knowledge that the fewer chemicals we use in our lawns and gardens, the better it is for everyone.  Follow these tried-and-true tips to get you started on a more natural approach to a healthy garden. 

 

  • - Make sure your garden soil is enriched with natural compost, and one way to do that is with grass clippings!  According to Mother Earth News, a mulch of 1”-2” of cut grass can feed your garden for the season.   
     

  • - Another way to get free compost is saving vegetable scraps from your kitchen. When you’re prepping for dinner, keep the parts you would normally throw away in a small bucket or jar with a lid nearby, and throw it in your compost pile or worm bed. 
     

  • - Speaking of earthworms:  vermicomposting is one very beneficial thing you can do to improve your soil.  Learn how to have your own worm beds from gardeningknowhow.com.  Kids love this project! 
     

  • - The little tags in the cell packs of plants aren’t there for nothing.  They have important and necessary planting information on them.  Put your plants in the right place, in the right amount of sun, and it will reward you with good growth. 
     

  • - When and how you water your garden plays an important part in keeping diseases and pests at bay.  A morning shower with a water hose can rid your plants of nasty aphids.  - Watering your plants in the evenings can cause fungi and mildew to grow, and neither is easy to get rid of once they set in. 
     

  • - Learn the difference between detrimental and beneficial insects.  We don’t want to be bitten, but many stinging insects are taking care of the bad ones that are eating up our vegetables.  
     

  • - Row covers are a great and chemical-free way to keep not only insects away, but veggie-loving birds as well.  As long as they cover your plants completely as they grow, they will provide a barrier between your plants and the bad guys. 
     

  • - If your plants are being taken over by soft-bodied insects like aphids and whiteflies, make your own insecticidal soap--it’s easy with these instructions from Horticulture magazine. 

 

Whether you’re interested in going completely organic in your gardening, or just trying to cut back on man-made chemical use, it takes knowledge and a little extra work.  Growing a Greener World is an excellent television source for all things natural, and there are many books and magazines on the subject.  Look for sources that have been certified as an organic entity or is written or produced by someone who has been gardening the natural way and has lots of experience.  Reap the rewards of not only a great vegetable harvest, but the rewards of keeping chemicals out of the ground, and our water sources. 

 

Courtesy of New Castle County DE Realtor Tucker Robbins.   

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From Tenants to Homeowners!

Wednesday, June 5, 2024
by Tucker Robbins


Whatever the reason you’ve decided that it’s time to go from renting a place to live to purchasing a home of your own, there is plenty to consider.  From down payments to paint, many factors of home ownership are different than when you’re a tenant in someone else’s home.   

 

  • - Begin budgeting now, if you do not already.  Homeownership has more expenses involved than renting, and you need to be able to manage your money properly. 

  • - Check your credit score and correct any mistakes, or do what it takes to bring your numbers up. 

  • - Start saving towards your down payment.  

  • - Be realistic.  You know about how much you can afford, so don’t start your initial search in the luxury homes sections. 

  • - Once your financial things are in good working order, shop around for a loan, and talk with the lender about your pre-approval amount.  Knowing how much you can afford will help keep you in check when it comes to the house searching. 

  • - Don’t balk at browsing other homes besides houses--there are affordable townhomes and condominiums that could be perfect for you as your first home purchase. 

  • - Think about your community options--do you want to live in a managed community (HOA), a rural area, new construction in a planned community, or an older suburban neighborhood?  Each can affect how much you pay in HOA fees, taxes, or maintenance costs. 

  • - If you have renter’s insurance, and you should, you’ll note that a homeowner’s policy costs more, because it covers much more than just your belongings.  Speak with your insurance agent about a quote so you can budget accordingly. 

  • - On the chance that you decide to relocate, you can choose to rent your property and become a landlord yourself.  You will have money from the rent to pay towards your mortgage payment, or, if the house is paid for, begin building a nest egg. 

  • - Purchasing a newer house than what you’re renting can save money in the end, because of less up-front maintenance, as well as being more energy efficient, thus having lower utility bills. 

 

Think about the freedom to paint your living room teal blue if you like, and feeling like dancing and not having to tiptoe because there are no neighbor’s downstairs.  As soon as you are ready, contacting a Realtor to help you get started is the first step you’ll need to take, as they are your guide during the whole home-buying process.   

Courtesy of New Castle County DE Realtor Tucker Robbins.   

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Creating Shade in Your Outdoor Areas

Wednesday, May 29, 2024
by Tucker Robbins


You love your outdoor space, but is the afternoon sun stopping you from using it for more than weekend mornings with a cup of coffee?  Closing in the space may not be in the budget, but there are many ways you can shade the area without putting a hole in your wallet! 

 

  • Sail Shades For less than $100, purchase a sail shade, a piece of polyethylene fabric, normally cut into rectangles or triangles and grommeted.  Most come with a good length of rope to anchor it to your roof or attach it to a pole.  It’s practically instant shade, and weather-resistant, so it can be left up all Summer.   
     

  • Cabana A breezy cabana can be made from a simple wooden structure, or even piping!  Check out these ideas from Home Decoration Magazine. 
     

  • Vining Shade Build a vertical trellis wall, making sure it’s facing the direction the sun is shining. Plant fast-growing perennial or evergreen vines and train the plants to grow up the trellis.  The trellis itself will shield your space from the sun, and the plants will help as they grow. 
     

  • Slatted Shade Pergolas are beautiful open structures on their own or covered with trailing plants.  The price tag can be big, depending on how it’s done, but wooden pergola kits are available, as well as metal pergola kits for even less.  These instructions from The Created Home show you how to build a simple attached pergola for about $200. 
     

  • Temporary Shade  Lifehacker has a tutorial for a simple canopy that’s easy to put up, and easy to take down.  
     

  • Living Screen Visit a reputable nursery where you can get advice from a grower about good shade trees to plant as a screen around the perimeter of your patio.  Purchasing 6’-10’ trees may be a bit more expensive, but with the right planting and care, the trees will grow and thrive, providing lush, living shade. 
     

  • Container Shade Bamboo is a hardy plant, and easy to grow in containers. Using several containers together will provide lush greenery for shade or a privacy screen.  Find the best bamboo for screening, as well as what containers are best here. 

 

If building or planting your outdoor canopy isn’t your thing, then an extra-large outdoor umbrella will do the trick.  Many models are available, and have extending possibilities, and can rotate to follow the sun’s path.  No matter what you decide to use, take advantage of your own shady spot to unwind after a busy week, move family meals outside, or just soak in the outdoors.   

 

Courtesy of New Castle County DE Realtor Tucker Robbins.   

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Understanding Your Home Appraisal

Wednesday, May 22, 2024
by Tucker Robbins



During the selling/buying process, after the purchase agreement contract is signed, lenders order a home appraisal.  They want to be sure that the property is worth the mortgage they are getting ready to issue to the buyer, or in case of refinancing, the owner.  An appraisal is different from the home inspection, which should have already taken place.   

 

  • - The lender typically schedules the appraisal with a licensed professional, who contacts the homeowner to schedule a time.  Some appraisers don’t mind the owner being present, but usually work alone. 
     

  • - Sellers should have a few things readily available:  recent tax information, property survey, a list of what is being sold with the house, any addition construction information, including cost and construction date. 
     

  • - The assessment can begin before the appraiser even steps onto the property, as they do market information about the house, as well as research comparable sales in the neighborhood, much like the listing agent did for setting the price for the house. 
     

  • - Like someone viewing the house for purchase, the appraiser takes in the exterior appearance, curb appeal, looks for upgrades or additions, as well as the appearance of surrounding homes. 

  • The appraiser takes note of how many rooms are in the house, as well as size, building materials and finishes. 
     

  • - Condition of everything is taken into consideration, including the foundation, exterior finishes, wear on flooring, what shape the windows are in, and all home systems. 
     

  • - The appraiser will also access the basement, attic and crawlspace to check for water or insect damage. 
     

  • - Most of the time, the appraisal fee is set in the loan agreement, but in case it is not, the buyer pays the fee in the closing costs. 

 

Although the actual property inspection may take a few hours, the appraisal itself is normally given to the lender in an average of seven business days. Appraisers commonly use the Uniform Residential Appraisal Report. If everyone has done their homework, literally and figuratively, the value of the home will meet the selling price, and the new buyers will soon be on their way to home ownership! 

 

Courtesy of New Castle County DE Realtor Tucker Robbins.   

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Improve Your Credit Score

Wednesday, May 15, 2024
by Tucker Robbins

 


The main consideration in a home-buying decision is financials. In order for a lender to see you as a good prospect, the first thing they look at is your credit score.  No one is perfect, and even if your score isn’t ideal, you can (and should!) take the time to improve it before you start looking at prospective homes. 

 

  • - To see what your credit score is, request a free credit report from all three reporting agencies.  Check each report for errors, and report them to both the credit bureau and company that reported it. 

  • - If there is a legitimate collection on your credit report, pay it as soon as you can, but it will not be removed from your credit history for seven years, although it will be marked as paid. 

  • - Old debt on your report that was paid in full and on time is better for your score than having it removed.  So if you’ve paid off an account in good standing, leave it as long as possible. 

  • - If you have a history of keeping your payments on time, that’s great, because late payments hurt your score.  Stay current by setting reminders to mail payments before their due date, or set up automatic payments through your bank. 

  • - Pay off your credit cards!  This is so important, because the more outstanding debt you have, the lower your score.  Pay off the smallest balance first, and the larger balances can be paid off sooner by increasing your payments, or send equal payments twice per month if the creditor allows. 

  • - Canceling a credit card that you’re trying to pay down sounds like a great idea, but it isn’t, according to FICO™.  It’s better to simply pay off the card, and use it as minimally as possible--charging to it once a month for a take-out dinner keeps it active. 

  • - Don’t have a credit card?  Shop around for one with a good interest rate, and apply.  Having at least one credit account in good standing is better than none at all for those who haven’t really started establishing a credit history. 

  • - Applying for loans or credit with multiple agencies can hurt your score.  Avoid new credit accounts while you’re trying to bring your score up. 

  • - If you are truly hurting financially, and don’t see a light at the end of the tunnel, contact a reputable credit repair agency that can assist you in getting your bills paid, manage your finances, and increase your home purchase chances. 

 

There is no hurrying when it comes to improving your credit rating, so plan on taking several months to a year to bring your score up to a number that will impress lenders.  It’s not all about the loan, it’s also about getting a good interest rate.  Much like taking up jogging to get into shape, take it slow, increase your efforts every month, and you’ll soon be showing off the results! 

 

Courtesy of New Castle County DE Realtor Tucker Robbins.   

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Using Your Garage for Storage - The Right Way

Wednesday, May 8, 2024
by Tucker Robbins

Americans use their garages for much more than just parking their cars, and storage use is the number one choice! While it makes sense to stash things in there, out of the way and unseen because it is more convenient to get there than it is in the attic, some items should not be kept in the garage.

  • Propane tanks should be stored outside, on a flat surface, away from anything that can spark. If you have tanks inside your garage, and the valve begins to leak, it can be deadly.  
  • Any cloth or rags with oily residue should be treated with great care, as they can spontaneously combust. Check out this quick video from This Old House that shows how to treat rags used for woodwork, and soak cloths used for car repair in a bucket with dishwashing liquid and hot water, rinse, and wash in your machine or toss them in the garbage.
  • Paint is highly flammable, and can be rendered useless in a garage, where temperatures can be extreme. Look for the manufacturer's recommended temperatures on the can, and store it accordingly.
  • Firewood is an attractant for pests, and as convenient as it may be to keep it close by in the garage, it is best to keep most of it at least twenty feet from the house. Bring in only what is needed for a day.
  • Canned food should be stored at room temperature, so if you find your pantry overflowing, donate extra to a food pantry. Keeping it in fluctuating temperatures can cause spoilage or affect the quality of the food.
  • Refrigerators not manufactured to stand extreme temperatures can fail in a garage, leaving you with a mess and ruined food. Purchase a refrigerator made for garage use, or add a garage kit to an existing unit that will maintain the temperature outside the unit in winter. Deep freezers should be kept out of direct sunlight, or at least in the coolest area of your garage.

Cleaning out the garage can be a monumental task, but if you have any of these items stored there, you need to get them out and stored properly. Keeping your home and family safe should be the highest priority, and no amount of hard work is worth the risk of losing either.

Courtesy of New Castle County DE Realtor Tucker Robbins.   

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Let the Kids Grow - in the Garden!

Wednesday, May 1, 2024
by Tucker Robbins


Taking time to work in the garden can be turned into family fun when you get the kids involved.  Children are usually fascinated with how things grow, and being a part of the process may even get them to try some new foods!  Try some of these projects to get them interested, and not to mention, free help in the garden! 

 

  • - A bean teepee is a fun and relatively easy project.  Assemble three 8-foot poles in a tepee shape, make sure you give them a good push several inches into the soil, and tie the poles together at the top with jute twine.  Continue using the twine to make a loose net so the vines will have support, just make sure you leave one section open for a doorway.  Plant pole bean seeds at the “base” of the poles and webbing, and watch them grow, and the kids will soon have a little hideaway with fresh beans close by for a snack. 
     

  • - Once your garden is planted, have the kids paint rocks as decorative row markers. 
     

  • - Hummingbird feeders are a common sight, but how about butterfly feeders?  Make this one from Garden Therapy with a clean plate, mason line or twine and a beads.
     

  • - If you don’t have room for a full garden, try a few plants that can be grown in clean five-gallon buckets.  Make sure there’s a drain hole in the bottom, add about an inch of gravel, broken old clay pots or old bricks, and add a good potting soil/compost mix.  Plant cherry tomatoes, bush beans, cucumbers, or zucchini, following the planting guidelines. 
     

  • - Plant recipe-specific plants:  have a spaghetti sauce or pizza row with tomatoes, oregano, basil and bell pepper; a salsa row can have tomatoes, cilantro, garlic, peppers and onions; plant chamomile, any type of mint, or lavender and make tea! 
     

  • - Sunflowers are always an amazement to children because they grow so tall.  These beautiful giants can be grown in many layouts using a garden hose to make the design, leaving room for a path if you’re planting a mini-maze, then planting the seeds along the way, and sunflowers can even be trained to make a little house.   
     

  • - Grow flowers whose blossoms open at different times of the day:  morning glories, daylilies, four o’clock, evening primrose and moonflowers. 
     

  • - A garden based on favorite storybooks is another good way to get them to dig in the dirt.  Plants based on The Tales of Peter Rabbit, Stone Soup, and Blueberries for Sal are just a few ways to engage children in growing and eating what they’ve grown. 
     

  • - Adding a water feature doesn’t have to mean a huge pond with waterfall--small pond containers are available at garden centers, as well as water plants.  Create a mini pond with this guide from Better Homes & GardensⓇ.  

 

There are so many benefits to your family while spending time together outside. Gardening encourages your children to try new things, and gives them a knowledge of where their food comes from, along with a little biology.  You may even be creating life-long gardeners.  Most importantly, you’re making memories. 

 

Courtesy of New Castle County DE Realtor Tucker Robbins.   

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3 Mistakes First-Time Buyers Make (and How to Avoid Them)

Wednesday, April 24, 2024
by Tucker Robbins


There are a few mistakes that many first-time home buyers make. Here are three of the most common mistakes and how you can avoid them when purchasing your first home.

Mistake #1: Assuming your credit is good.

The information in your credit report determines whether you can get a loan — and how much interest you will have to pay – so it pays to be certain your credit reports are accurate.

Check your credit reports for free from all three credit reporting companies — Equifax, Experian, and TransUnion — to make sure everything is correct. If you find errors, contact both the credit reporting company and the information provider (the person, company or organization that provided information about you to a credit reporting company) involved in the errors and ask them to fix the credit report errors.

Mistake #2: Getting pre-qualified, not pre-approved, for a loan.

It’s far better to be pre-approved for a loan than to be pre-qualified. Here’s why…

With pre-qualification, your lender does a preliminary evaluation of your ability to pay for a home and gives an estimate of the mortgage amount they’ll give you. The lender does not verify the information you provide.

Mistake #3: Allowing emotions to influence your decisions.

Buying a home is an investment. It needs to be treated as any other investment. You don’t buy stocks because they are pretty and you shouldn’t pick your home that way either. Make sure the home you buy fits your needs and allows you room to grow over the next few years. As with any sound investment, time is the key to a good return.

If you are a first-time home buyer, we would be happy to help you find (and get the best price for) your first home.

Courtesy of New Castle County DE Realtor Tucker Robbins.   

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Keeping Our Children Safe Online

Wednesday, April 17, 2024
by Tucker Robbins


Technology surrounds us in every aspect of our lives, including this blog; it is always with us especially since it became handheld. Emails are sent and received, topics are searched for, books are written, video conferences are done, and listed homes are viewed online. Our kids aren’t just seeing us constantly be digital but they are becoming more tech-savvy at a younger age themselves, out of necessity in part. Even schools require students as young as lower elementary school to do projects involving computers. As parents we of course want nothing but the best for our children and always want them to be safe, keeping them safe in this digital age can be overwhelming to navigate. I want to help make this easier for both you and me.

Here are a few tips I think can be helpful in getting started to keep the kids safe.

Set Rules- Give them a set screen time when they can use digital devices and keep that time a constant. Decide what timeframe you are comfortable with beforehand. Create rules or actions if they break the amount of screen time they’re allowed or sites that are okay, e.g. losing the internet for a few days, not watching a show they enjoy, etc.

Be a part of their computer time- Know what sites your kids are visiting and check in on them to be sure they don’t need assistance and to be sure they are on ‘approved by you sites’.  Setting up an ad-blocker can be useful in aiding with younger children who are still navigating the web. Putting up the computer in a common family area like a dining room, living room or basement will make monitoring their online activity easier.

Make them aware- Let them know that things can happen online and to be careful of online encounters (e.g.- bullies, people talking to you that you don’t know, things that they know their parents wouldn’t want them to view, etc.). Telling your children, stressing how significant it is, on a regular basis the importance of protecting their privacy and always being aware and alert of what can go on in the digital world we live in.  Whether it is to understand there are cyber bullies around to the various cybercrimes, password strength and security importance and how identity theft works, or how to identify and handle it and being mindful of online profile.

Parent approved kid-friendly sites- There are sites out there that are parent approved yet kid- friendly and popular. Which still allows them to have fun online and gain experience with technology but they’re still child-safe. Options could include:

As a parent it doesn’t matter where your child goes when it comes to anything digital, when it comes to aiding in keeping them safe remember these guidelines. Teach them information and awareness, give them guidance, and encourage them. 

A couple good websites for additional reading: SafeKids  & iKeepSafe. 

Courtesy of New Castle County DE Realtor Tucker Robbins.   

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Tucker Robbins
Berkshire Hathaway HomeServices
3838 Kennett Pike
Wilmington DE 19807
(302) 777-7744 (direct)
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