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Tucker Robbins

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Displaying blog entries 281-290 of 461

Removing Carpet

Wednesday, December 5, 2018
by Tucker Robbins

Homeowners of houses built in the wall-to-wall carpet phase may be pleasantly surprised to learn that there is hardwood flooring beneath rug.  If you’ve pulled up a corner of the carpeting and found just that, or simply want to remove the old carpet before new is installed, DIY’ing this job is a good idea, but be ready--here are a few tips for removing wall-to-wall carpeting: 

 

  • - You’ll need a few things--heavy duty trash bags, protective gloves, sharp utility knife, dust mask, and a crowbar, and for removing padding glue or staples, a flat floor scraper or padding adhesive remover. 

  • - Remove all the furniture from the room, as well as floor vents, and any under shoe molding.  Vacuum very well to remove as much dirt and dust as possible. 

  • - If there is a room door that swings inward, take the door off the hinges to keep it out of the way. 

  • - Suit up with the dust mask and the work gloves, and start in a corner, pulling a section back with the crowbar, taking care to be mindful of the tack strips that can be holding down the carpet around the perimeter of the room. 

  • - Once you’ve pulled the carpet back, fold it over, and, using the utility knife, cut a section of carpet from the back side for easier going. (Cutting the large rug into sections makes it much more manageable than rolling up the whole piece.)  

  • - Remove the tack strips with the crowbar if you have hardwood floors under the padding that you plan on refinishing.  Start in the middle of the strip, loosening the nails, and work towards the ends. 

  • - After the tack strips are out, tackle the padding.  Pull it up, cutting into sections the same way the carpet was cut. 

  • - Some padding is installed with adhesive, and some is stapled to the floor.  If there is glue remaining on the floor, follow the instructions on the carpet padding adhesive remover to get the glue off the flooring. The staples can be removed with the floor scraper. 

  • - Remember that if you’re planning on recarpeting the floor, leave the tack strips in place, and remove the padding anyway, as most installers require new padding to be put down.

 

Call your local municipality to find out how they would like for you to dispose of the old carpet, because the large amount may not be able to be picked up by the regular truck.  Don’t hesitate to ask about recycling programs that are available, as virtually all carpeting can be recycled.  

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

Photo credit: realitydaydream.com

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Real Estate Disclosures and You

Wednesday, November 28, 2018
by Tucker Robbins

Zillow.com defines the term disclosure as “...the buyer’s opportunity to learn as much as they can about the property and the seller’s experience in it.”  In most states, this simply means that the seller must let the buyer know about problems that they are aware of.  Whether you’re selling or buying a house, disclosing issues with the house is an extremely important part of the process.  

 

What Disclosure Means for the Seller 

  • - Your listing agent will provide a form for you to fill out, answering questions with either yes, no or I don’t know about different aspects of the house.  This form should be filled out truthfully and to the best of your knowledge. 

  • - Items that most states ask you to disclose to the buyer:  lead paint or asbestos, previous repairs or additions, mold or water damage, pest issues, drainage problems, foundation cracks, problems with HVAC and other appliances, and if the roof is leaky. 

  • - If you think there might be a problem, say possible mold in the crawlspace, have an inspector come and have a look.  It’s better to be safe than sorry here. 

  • - While you’re going over the disclosure form, if you’re not sure if you should report something, report it anyway.  It’s best to err on the side of caution. 

  • - Have the disclosure ready before you’ve accepted an offer for your own protection. 

  • - Your listing agent will be aware of all government disclosure requirements--federal, state, and local--so be prepared to report all that these laws ask of you. 

 

Disclosure and the Buyer 

  • - Once you receive the disclosure statement, go over it carefully and ask questions if you’re not sure about anything listed, because you must sign the disclosure. 

  • - The extra expense of having an official inspection done on the house is vital to this part of the sale.  Have the disclosure form information with you when you meet the inspector at the house, so you can go over the problem places with a pro. 

  • - In the case of any additions to the home, check the local government building permit and zoning information to make sure the addition was done the legal way by licensed people. 

  • - If you have any issues with the seller’s answers on the disclosure statement, and don’t want to make the repairs, and can’t come to an agreement with the seller, it may be best to walk away and look for another house. 

  • - Once you are satisfied with the disclosure and have the peace of mind that the sale should go through, sign off on the disclosure. 

 

A disclosure should be a seller’s protection plan, and smart sellers will be completely honest, and maybe even over-disclose.  Also, be aware that some states even ask sellers to disclose things like traffic noise, and even paranormal activity!  Your Realtor will know everything you need to provide to buyers, so the sale of your home goes smoothly.

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

Photo credit: davesellsmetrodenver.com

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Brighten the Dark

Wednesday, November 14, 2018
by Tucker Robbins

Daylight is becoming noticeably shorter this time of year, and since Daylight Savings Time ended, most people will be coming home from work in the dark.  Options for lighting have come so far, you can customize your lighting inside and outside for safety, convenience and aesthetics.   

 

  • - Motion-sensor lighting has come a long way, and many have bright, long-lasting LED’s, timers, and motion sensitivity settings.  Battery-operated lights are the easiest to install and can be placed virtually anywhere.  Use them where you park when you come home, near walkways, as well as the entryway.  Stylish motion sensor lamp posts are perfect for integrating into the landscaping, as they look great besides offering some security. 

  • - For your garage entry, install wall sconces on either side of the door, or one light over the door, shining downwards.  Motion sensors or smart lighting that come on when you drive up are best. 

  • - Solar stake lights are perfect for your landscaping or walkway, but instead of a straight line of lights, place them in various places among plantings to add some interest.  When it’s dark, the low wattage of the solar lights will provide enough light for you to see well. 

  • - Install step or stair lights for the amazing look, as well as safety.  Add them along the sides to the railing, or on the risers.   

  • - If your entryway is covered with a porch, place a lamppost near the steps or install lighting on the porch posts closest to the steps, or consider adding an overhead fixture to the porch ceiling to light up the entire area. 

  • - Depending on the placement of your light fixtures, make certain the types you choose are going to be able to take the elements.  A light with a UL damp rating is best under a covered area, and one with the UL wet rating can handle harsh weather conditions like direct sunlight, rain and even saltwater spray. 

  • - As noted above, some lighting needs to be motion-sensored, but others can be managed by timers, while solar lighting usually has sensors to come on when it’s dark and turn off at daylight.   

  • - The type of bulb you use is a personal choice, but keep in mind that if you’re going to be using the lights all night, LED’s use far less energy, and last much longer than other types, saving you money and time.  Don’t let the memory of the harsh glare LED’s gave off when they were first produced; their technology has come a long way and the industry has taken great strides to give consumers softer, more pleasing light. 

 

Before adding bright security lighting that can affect the homes next door, talk with your neighbors, as they’ll appreciate you consulting with them.  You need to make certain you won’t be disturbing their rest or have your lights shining into their windows.  Not only do you want to have lighting outside for security, but for the ambience as well.  A nicely-lit home looks inviting and adds to the style of your home. 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

Photo credit: Youtube

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Small Kitchen Tips!

Wednesday, September 26, 2018
by Tucker Robbins

There are many other clever ways to maximize the space in a small kitchen.  Whether you’re downsizing or moving to a tiny home, or are getting used to a smaller condo kitchen, it’s important to use the space you have, and take into consideration what you’ll use the most, and keep it close.  Check out these tips for ways to make the most out of your small kitchen: 
 

  • - Wherever you have available wall space, add shelving or purchase easy-install shelves or holders from your local home center. 

  • - A stylish towel rack can be installed virtually anywhere to hang pots and pans with S-hooks and keep them out of the cabinets. 

  • - If drawer space is at a minimum, keep the long-handled cooking utensils nearby in an unused cookie jar on the counter, or hang a basket on the wall or cabinet side to hold these important items. 

  • - Use racks that can be mounted to the insides of cabinet doors to store spices and other smaller items that take up precious cabinet space.   

  • Domestically Speaking has a great how-to for adding tip-out storage onto false drawer fronts for smaller items like sponges and scrub pads. 

  • - If pegboard storage is good enough for Julia Child, it’s good enough for our kitchens!  It can be cut to fit any wall space, then painted to match any decor, making it even more stylish for your pots and pans. 

  • - Magnetic strips can store lots of things:  cutting knives and metal cooking utensils on your backsplash, or spice jars (with metal lids) under cabinetry.  Mount smaller strips with sticky backs to baby food jars, and store spices in them on the side of your fridge. 

  • - The open space over cabinetry is the perfect place to use baskets to store lesser-used items.  Anything to save precious cabinet space. 

  • - Very small kitchens leave little space for a table or an island, so mounting a folding table or shelf to the wall can help you during prep or mealtimes, and fold out of the way when you don’t need it. 

  • - Stove covers aren’t just for RV’s.  They’re great for providing extra space for prep and storage, and come in many styles and sizes. 

  • - Use a tiered cooking rack inside cabinets for storing virtually anything--plates, coffee cups, or your smaller baking pans.   

 

According to the building industry, the average size kitchen is 70 square feet, and many homes have an even smaller space. Taking the extra steps to make the space work best for you will make a big difference in meal prep, and meal times, not to mention satisfaction with your home. 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

Photo credit: shapemasters.info

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Adding Value or Not?

Wednesday, September 12, 2018
by Tucker Robbins

Almost every homeowner has some upgrades or small projects on their to-do list, from installing new gutters to new landscaping.  What they aren’t always thinking is if the next small project will add value to their home.  Not every home improvement increases the value of a property, whether they’re a necessity or not.  
 

  • Roofing While a new roof looks great, it is considered a maintenance issue, so unless your roof needs replacing, or you have damaged shingles, this job rarely adds value.  On the other hand, depending on where you live, a metal roof can add some value to your home, lower your homeowner’s insurance premiums, and may save on the electric bill. 

  • Landscaping Keeping your yard trim and weed-free doesn’t decrease or increase your home’s value, and some landscaping certainly helps if you’re trying to sell. Adding a small fish pond with waterfall, however, isn’t necessarily going to add to add value.   

  • Electric/Plumbing In older homes, an upgrade here is something that’s necessary, and even if you used top-of-the-line products and the most expensive plumbers and electricians in the area, it won’t add value. 

  • Swimming Pool Putting in a pool is simply a personal choice--you have it done because you want to enjoy some refreshment and relaxation on a hot day.  Rarely does an added pool or spa put money in your pocket if you sell. 

  • High-End Upgrades In order for upgrades to add resale value, they must be consistent.  Don’t add imported tile to one bathroom, and then leave vinyl and Formica in the half bath.  

  • HVAC A new A/C unit or heating system is another maintenance item, and though someone looking for a home may find some relief in knowing that there’s a brand-new unit attached to the home, they’re not going to pay more for it because it’s new. 

  • Carpet If you’re thinking about installing new carpet to prep your house for the market, talk to your RealtorⓇ.  Going to the expense of new carpeting may be less desirable to house-hunters in your area.  If you want to make that money back, then consider another type of flooring for your house. 

 

These items don’t necessarily mean that you shouldn’t have them done, but it does mean that you likely won’t get the extra money they cost back in case you sell your home.  What it will help is the home sale itself--someone on the search for a new house will be more likely to purchase a home that has a new roof or new flooring.  Nolo.com has some excellent information on what will add value to your home, as well as some other home improvement tips.  When in doubt, do some research, and give your RealtorⓇ a call, as they know exactly what you need to do to get the most out of your house. 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

Photo credit: NationalCashOffer.com

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New Castle County DE Real Estate Market Watch For August 2018

Friday, August 31, 2018
by Tucker Robbins

New Castle County DE active listings are down 21% from last year and did not change from the previous month. The median listing price was just under $270,000 and the median sales price was just under $230,000. Compared to last year, the average days on market is down 19%. The number of units sold was consistent year-over-year and decreased 14% month-over-month. 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

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For Sale and Secure in New Castle County, DE

Wednesday, August 29, 2018
by Tucker Robbins

Sometimes it’s necessary to leave your old home before it sells, and even if it’s in a safe community, there are steps that should be taken to make sure the home and its components are secure.  Criminals are pretty savvy these days, and you don’t want your home compromised, especially when potential buyers are there for a showing. 

 

  • - First and foremost, make sure all your doors and windows are locked.  Most of those who are looking for easy access will find it.  They don’t care to draw attention to themselves by smashing windows and creating a lot of noise. 

  • - Check with your insurance agent and make sure you’re covered properly for a vacant house. 

  • - Talk to your RealtorⓇ about the lockbox that will be placed on your entryway.  Make certain it’s electronic, because the agent can not only get in without a key, but can keep track of who’s used the lockbox to enter, and when. 

  • - If you don’t already, have motion sensor floodlights installed around the perimeter of your home.  This will help deter anyone who is creeping around after dark. 

  • - Ask a relative, trusted neighbor or hire someone with good references to keep an eye on things, especially if you’ve moved more than a short drive away.   If you have a neighbor whose driveway is close by, ask if they would be willing to use your driveway to park in. 

  • - The landscaping should be maintained to keep any suspicion that you’re not there, and it should be taken care of by a reputable landscaper.  Your RealtorⓇ should be able to help you find someone for this job.   

  • - Secure outdoor components--your light fixtures and even the HVAC unit can be stolen, and it’s not as uncommon as you’d think. The light fixtures can be motion-detection activated, and the HVAC unit circuit box can be locked, and make it more difficult to get to with fencing or a security cage. 

  • - A home security system is now more affordable than ever, and you don’t have to pay a monthly service fee to a company. Do some online research and find a system that connects wirelessly and has a coordinating smartphone app.  You can keep an eye on things yourself, and if there’s anything suspicious, call your contact and ask them to check your house for you.   

 

The cost of keeping your electricity and Wi-Fi connected to the vacant house can’t compare to the peace of mind and protection it can offer while selling your home.  That doesn’t count the money you would save from repairs for damage or stolen items to be replaced.  Protect your investment by protecting your vacant house while it waits for new owners. 

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

Photo credit: protecsecuritysystems.com

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Home-Buying After Foreclosure or Bankruptcy

Wednesday, August 22, 2018
by Tucker Robbins

If foreclosure or bankruptcy has been part of your past, and you’re ready to jump back into buying a new home, welcome to the “boomerang buyer” club!  There are several factors to buying a home after these losses, so before you start house-hunting, make sure you’re not only emotionally ready, but financially ready! 

 

  • - Be absolute certain your credit has been rebuilt by paying all your bills on time and in full. Check your credit score, and keep an eye on it.  Aiming for a minimum score of 580 improves your chances of qualifying for a home loan. 

  • - Get every penny you can into savings! 

  • - Consider taking a course in financial management.  Not only does this help you become more financially stable, it shows a lender that you’re serious about it. 

  • - If your last home went into foreclosure, there are waiting periods for applying for a mortgage: three years for FHA loans, seven years for Fannie Mae/Freddie Mac loans, two years for Veterans Affairs loans, three years for USDA loans, and other lenders have different waiting periods. 

  • - Buying a home after bankruptcy depends on what type of bankruptcy was filed, so there are different factors when it comes to each situation. 

  • - If you have experienced a short sale with your last home, depending on the lender, the waiting period to apply for a mortgage is two-seven years. 

  • - Some lenders may ask you to write a letter explaining the circumstances for the foreclosure or short sale, as well as what you learned during the process.   

  • - Extenuating circumstances that caused a foreclosure or bankruptcy, such as a major illness or job loss can make a difference in how long you must wait to apply for a mortgage, depending on the lender.  Be prepared with any paperwork that shows your loss of income or increase of debt. 

 

Before you begin this second chance on homeownership, talk to a RealtorⓇ who is experienced with assisting those who have experienced financial hardship and lost a home in the past.  They have a wealth of knowledge to help you every step of the way on the path to a fresh start! 

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

 

Photo credit: homes.com

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Selling Your Home vs. Renting in New Castle County, DE

Wednesday, August 8, 2018
by Tucker Robbins

Accepting a new job, moving closer to aging parents, or looking for a fresh start, you’ve decided to relocate. You haven’t chosen a real estate agent to get your house sold, because you’re considering using your house for extra income as a rental.  There are pros and cons to becoming a landlord, so look through these tips to get you started on making the decision. 

 

  • - You need to first look at the financial aspect of renting your house. 

  • - Landlord’s insurance premiums may cost more than your homeowner’s insurance. Talk to your insurance agent about the differences in these policies. 

  • - Do the math--if you have a loss after all your expenses (insurance, repairs, property taxes, etc.) are deducted from the rental payments, it’s a better idea to sell. 

  • - If the money that a home sale would generate will help you buy a new place, by all means, sell. 

  • - One factor to consider is that if your move is temporary--you know you’ll be returning in a few years, and it may be a good idea to lease while you’re away, so you won’t have to house hunt upon your return. 

  • - Take into consideration that in larger areas, there may be times of a vacancy.  Can you handle the old mortgage and the new?  If not, put the house on the market. 

  • - If there are improvements that need to be done to the home before you can sell it, and you’re not financially able to make them, then renting may be a good option.   

  • - Keep in mind that most tenants will not care for your house like you, and, after moving, it could be at a great cost when you have to make the repairs.   

  • - Things can happen, and you may get tenants that can’t pay the rent on time, or stop paying rent, and you’re stuck with the mortgage payment, as well as having to go through the eviction process.  

  • - Do you really want to become a landlord?  Talk to a few people who are experienced in renting and leasing property, writing down questions to ask, and get their thoughts on the process. Experience is the best teacher. 

 

Renting or leasing your home is a big decision to make, especially if you know you may be coming back.  The stress of renting just might be greater than house-hunting when you move back.  Talk to other property managers in your area and look at your financial information before you make the final choice. When you decide to sell, call a trusted RealtorⓇ. 

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

Photo credit: homevestors.com

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Ready to Buy a Home?

Friday, August 3, 2018
by Tucker Robbins

Buying a home is likely the largest investment you will ever make.  There is plenty of preparation before you start house-hunting, so make the process as smooth as possible with this guide to buying a home. 

 

  • - We can’t say it enough:  mind your credit!  Unless you have the funds to pay for a house in cash, then you need to keep an eye on your credit. Get a report from all three credit reporting agencies from the Annual Credit Report website. 

  • - Know what you can afford.  Make a budget and stick to it, recording everything on paper or using budgeting software.  Once you see where your money is going, it’s easier to cut some unnecessary things to put towards your down payment. 

  • - That said, start saving now, not only for your down payment, but any other expenses associated with a home purchase:  inspections, closing costs, and taxes are a few to expect. 

  • - Once you are close to having all of your down payment, start shopping for the best mortgages, and get pre-approved.  Being pre-qualified is great, but it’s not much help if you’re not approved for the loan. 

  • - Be ready to compromise on certain home aspects:  square footage, having to make minor repairs, or even living on a busy street.  If the price is right, the house fits your needs and wants, then put the it on your possibilities list. 

  • - Just because you’re approved for a certain home loan amount doesn’t mean you have to max that budget.  You need as much leeway in your finances for emergencies and unexpected costs. 

  • - Prepare yourself for possible let-downs:  some perfect-for-you homes are also perfect for others who are on the search for a new house.  If there are several offers on a house, you may have to walk away from it and keep hunting. 

  • - Don’t go through it alone!  Find a RealtorⓇ that you trust and like.  These real estate professionals are your ultimate guide through the home-buying process, and will make it so much easier for you.   

 

The house-buying process for most Americans takes a bit longer than what we see on the home-buying television shows. It takes planning and patience to find what you need and want.  So, do your “home” work, and you’ll soon be on your way to being homeowners! 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins. 

Photo credit: Realtor.com 

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Tucker Robbins
Berkshire Hathaway HomeServices
3838 Kennett Pike
Wilmington DE 19807
(302) 777-7744 (direct)
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